ThitsaWorks at MojaCom 29 – Driving Inclusion and Innovation in Payments

Web Admin
Oct 28
2 min read

Nairobi, Kenya | October 21–23, 2025

The ThitsaWorks team was proud to participate in Mojaloop Community Meeting 29 (MojaCom 29), held in Nairobi, Kenya — a gathering of innovators, regulators, and technology leaders working together to advance inclusive instant payment systems across the globe.

Over the course of three days, the event focused on building sustainable, interoperable, and open payment ecosystems that reach everyone — especially those traditionally excluded from the digital economy.

Day 1: Instant and Inclusive Payments in Action

The opening day set the stage for meaningful conversations around inclusive payment design and operational readiness. Our team contributed to several key sessions:

Instant and Inclusive Payments System in Liberia – Central Bank of Liberia, AfricaNenda Foundation & Nyi Nyein Aye
DFSP Onboarding Playbook: From Intake to Go-Live – Zar Chi Tun
Hub Operations Readiness: Runbooks & SLAs – Sumon Aung

These discussions explored practical approaches to establishing inclusive and resilient payment infrastructures, highlighting lessons learned from implementation experiences in Africa and Asia.

Su Mon Aung presenting Hub Operations Readiness: Runbooks & SLAs at MojaCom 29

Zar Chi Tun presenting DFSP Onboarding Playbook: From Intake to Go-Live at MojaCom 29

Teams from the Central Bank of Liberia, AfricaNenda Foundation, and ThitsaWorks presenting Instant and Inclusive Payments System in Liberia at MojaCom 29.

A candid moment with the teams from the Central Bank of Liberia, AfricaNenda Foundation, and ThitsaWorks at MojaCom 29.

Day 2: Strengthening the Foundations of Interoperability

Day two delved deeper into regional and cross-border interoperability, with sessions on target operating models, the COMESA DRPP update, and lessons from RAAST.The afternoon featured lively panels on:

Cross-Border Interoperability Models
Scaling Merchant Payments
The Role of Open Source vs Licensed Software for IPS

Participants also exchanged ideas on advancing women’s financial inclusion — a recurring theme throughout MojaCom 29 — and how inclusive payment design can transform access for underserved groups.

Day 3: Sustaining Growth Through Smart Economics

The final day focused on scale, sustainability, and security in digital payment ecosystems. A major highlight was ThitsaWorks’ Kaung Wai Phyo, who presented “A Pragmatic Pricing Framework to Drive Sustainable Scheme Economics and Adoption.”

His session emphasized balancing financial sustainability with accessibility — ensuring that instant payment systems remain both viable for operators and affordable for users.

Other insightful sessions included:

Quality and Security in Deployments
ISO 20022 Standards and Interoperability
Choosing the Right Funding Model for Hubs
Fraud Prevention in Instant Payments

Kaung Wai Phyo presenting ThitsaWorks’ Pricing Framework at MojaCom 29 — Kaung Wai Phyo presenting *ThitsaWorks’ Pricing Framework* at MojaCom 29

Looking Ahead

MojaCom 29 was not just about technology — it was about collaboration, shared purpose, and the drive to make financial inclusion a global reality.

The ThitsaWorks team extends its appreciation to the Mojaloop Foundation and the entire community for fostering an open dialogue on the future of inclusive payments. We look forward to continuing our work to make digital financial services more accessible, affordable, and impactful for all.